Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.3 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 5% over the last 12 months. 52% of employees would recommend working at Combined Insurance to a friend and 53% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 1% over the last 12 months.

How satisfied are employees working at Combined Insurance?

52% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.5 out of 5 for work life balance, 3.4 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 136 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 46 reviews)); "Great supplemental insurance products" ((in 23 reviews)); "Flexible schedule but you have to work all the time" ((in 23 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 51 reviews)); "The management is poor and not professional." ((in 48 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.3

52% would recommend to a friend

(261 total reviews)

Richard Williams

59% approve of CEO

53% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

1.0

Feb 10, 2017

Promises Promises

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

90 years of heritage

Cons

Management, across the board is a con. They are not there to build up their teams instead, employees are scapegoats that are overworked and under appreciated and under paid. Recruitment is a joke, if you are licensed and have a pulse you're hired. After training, agents are often left to their own devices and struggle to launch in the field without any backing from corporate. Ask any recruiter about retention of agents, it is abysmal. Unfortunately, a once phenomenal and trustworthy brand that cared about it's every employee, has become stunted and unable to adapt and advance to suit a new generation of employees and customers.

Combined Insurance Response

9y

Thank you for taking the time to review our company. It is our goal to cultivate a company culture that is positive and supportive of all our employees, and it sounds like this wasn’t your experience. If you would like to share any more details, please email us at feedback@combined.com, so we can learn more and improve our employee and agent experience moving forward. We wish you all the best in your future endeavors.

1.0

Feb 6, 2017

Not what they appear to be

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Personable individuals Able to have a decent training class with the right information Great at helping their favorites

Cons

Expects us to use our own money for travel and they are slow to reimburse No growth potential, can't tell them about leads as then they steal them Upset my strongest lead with constant calls to those I signed up. Got to the point that this lead does not want to see a Combined Insurance Rep anywhere near their restaurants. Uses coercion tactics to not pay what they are supposed to in commission

Combined Insurance Response

9y

Thank you for sharing your experience with us. We expect our managers to act as coaches and mentors to help you grow your business, but it sounds like you did not have this experience. We would like to have the opportunity to address the issues you are describing. If you would, please send us more detailed information at feedback@combined.com. We wish you all the best in your future endeavors.

3.0

Jan 25, 2017

Good Company but

B2b sales representative

Recommend

CEO approval

Business Outlook

Pros

Good company. The corporate training in Chicago is all expense paid and very thorough. I like that the company promotes positive motivation. There is a base salary for six weeks that is helpful to allow you to build your business. Once in the field they assign mentors to go out with you.

Cons

Your success depends not only on your own personal drive but the mentor that you work with. I liked my mentor personally but there was a lot going during my training weather and conferences so I didn't get as much field training as I needed. Also you will definitely run into the "we have Aflac" block quite a bit.

Combined Insurance Response

9y

Thank you for taking the time to review our company. As a current employee, we especially appreciate your insights. It is our goal to set our agents up for success by providing a week-long, in-house training session. Once in the field, we provide ongoing training and managers to help coach and mentor. We appreciate that you brought up that we “promote positive motivation.” Our founder, W. Clement Stone, believed having a positive mental attitude was the key to success, and we continue to promote his sales principles today. It’s true that there will be challenges in sales, but for those who persevere and succeed, the reward can be great. Our agents have a virtually unlimited income potential based on the volume of their sales. We will share your feedback regarding the length of the base pay with our leadership. We wish you all the best in your career here with us!

Viewing 175 - 177 of 261 Reviews

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