Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.3 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 5% over the last 12 months. 52% of employees would recommend working at Combined Insurance to a friend and 53% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 1% over the last 12 months.

How satisfied are employees working at Combined Insurance?

52% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.5 out of 5 for work life balance, 3.4 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 134 reviews)); "Benefits are great but not immediate" ((in 49 reviews)); "People were great and very conscious" ((in 45 reviews)); "Flexible Schedule if your sales are good" ((in 28 reviews)); "providing people with supplemental insurance policies designed to HELP when something goes wrong." ((in 19 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"The management is poor and not professional." ((in 51 reviews)); "Commission Only and training is UNPAID." ((in 47 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 31 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

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Combined Insurance

Combined Insurance reviews

3.3

52% would recommend to a friend

(261 total reviews)

Richard Williams

59% approve of CEO

53% positive business outlook

Ratings by category

3.7

Diversity & inclusion

3.5

Work/Life balance

3.5

Compensation and benefits

3.4

Culture & values

3.4

Career opportunities

2.8

Senior management

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

3.0

Feb 26, 2016

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

I really enjoy it because I get to work with many different people and meet new people all the time. The management in combined are very helpful and very good I enjoy everyone I work with..

Cons

the only con I have about the job, it is on commission base only. Which means my income fluctuatestatement constantly. Which would be okay if there was at least a base pay even if very little at least something.

Combined Insurance Response

10y

Thank you for reviewing our company. We always appreciate hearing from our current employees. We are happy to hear that you are enjoying your sales opportunity with Combined Insurance, and that you enjoy everyone you work with. We understand that commission pay can be unpredictable, but our payment structure is designed to allow for a virtually unlimited income potential. We will pass your suggestion on to our sales leadership. If you have any other feedback, please email us at feedback@combined.com. We wish you all the best in your endeavors here at Combined Insurance.

3.0

Feb 2, 2016

Company review

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

Great Company. Great incentives

Cons

Products are not as great service they seem on the surface..

Combined Insurance Response

10y

Thank you for reviewing our company. We especially appreciate hearing from our current employees. Combined Insurance is a great company to work for, as you mention. For over 90 years, we have had a tradition of success. We have an A+ rating by the Better Business Bureau and an A+ financial strength rating by A.M. Best, one of the world’s top insurance rating and information firms. Our agents have a virtually unlimited income potential, based on their performance. We are surprised to hear you feel our products fall short of your expectations: The Ward Group recognized Combined Insurance as being a leading provider of supplemental insurance and awarded us a spot on its annual Ward’s 50 Top Performing Life-Health Insurance Companies list for the past six years. We strive to give our agents the support they need in the field, and we would appreciate more information about how our managers can help more. If you would, please send us additional information at feedback@combined.com. Thanks so much and we wish you all the best in your career here with us!

3.0

Jan 24, 2016

Sales review

Account executive

Recommend

CEO approval

Business Outlook

Pros

If you are motivated, you can have a great career at combined worksite. Most of the people with long term success have broker relationships

Cons

working independently and may be commission only depending on your role

Viewing 202 - 204 of 261 Reviews

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