Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 126 reviews)); "People were great and very conscious" ((in 44 reviews)); "Benefits are great but not immediate" ((in 42 reviews)); "Flexible schedule but you have to work all the time" ((in 25 reviews)); "Great opportunity to sell voluntary benefits to small / medium employer groups." ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 55 reviews)); "The management is poor and not professional." ((in 49 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 38 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

2.0

Nov 24, 2015

Terrible, cold leads; 100% commission sales; no corporate support.

Sales agent

Recommend

CEO approval

Business Outlook

Pros

Great coworkers, freedom in schedule, meeting a variety of people. New equipment (iPads) and solid sales training.

Cons

Combined doesn't advertise and no one has heard of them, so it starts off as an uphill battle. The "lead" books are existing customers and a list of places to cold call along the way.

Combined Insurance Response

10y

Thank you for taking the time to review our company. We are dedicated to setting our sales agents up for success by providing them with excellent training, ongoing support, and cutting edge technology. We agree that a career in sales offers flexibility, and success at Combined Insurance requires self-motivation and self-discipline. We reward that hard work with the ability for our sales agents to earn virtually unlimited income. We provide our agents with some leads, and we expect that agents are very good at developing their own client lists. If you would please provide more feedback at feedback@combined.com, we would greatly appreciate it. We wish you much success in your future endeavors.

2.0

Oct 8, 2015

...

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Flexibility, fun people, that's all

Cons

Raises are awful and they expect you to have a 24/7 availability no work/life balance

Combined Insurance Response

10y

Thank you for taking the time to review our company. We especially appreciate hearing from our current employees. We agree that our employees are great, and we are happy to hear that you like the flexibility that we offer. We regret to hear that you feel your raises have fallen short of your expectation. We recognize the importance of work-life balance, and we aim to recognize our employees and the contributions they make to our company’s overall success. We are always striving to improve our employees’ experience in the work-place, and we would appreciate it if you would send more information to us at feedback@combined.com. This will allow us the opportunity to learn more from your experience. We wish you all the best here at Combined Insurance.

1.0

Aug 17, 2015

Sales Consultant

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Great training, tools like ipads are provided and use of technology in sales is a great plus

Cons

Commission only, too much recruiting required to move up instead of sales, terrible at paying claims.

Combined Insurance Response

10y

Thank you for taking the time to share your experiences. We are pleased that you benefited from our industry-leading sales training and onboarding. We strive to provide our agents with the necessary tools for success, including having access to the latest technology. We are truly committed to recognizing and rewarding those who perform by providing unlimited income potential and a total compensation package, including benefits, a 401K retirement and saving plan, and a stock discount purchase plan. We regret that you experienced issues with claims payment. We take our customer’s satisfaction very seriously. If you would be so generous, please email feedback@combined.com with more information regarding the claims issue you feel you had. We would appreciate the opportunity to address this situation. Thank you again for your thoughtful feedback, and we wish you many years of success in your future endeavors.

Viewing 229 - 231 of 1,019 Reviews

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