Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 128 reviews)); "People were great and very conscious" ((in 45 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 24 reviews)); "Flexible Schedule if your sales are good" ((in 23 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 52 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

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Combined Insurance

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

1.0

Mar 24, 2020

Poor sales, decades old technology, and layoffs coming soon.

Finance manager

Recommend

CEO approval

Business Outlook

Pros

Convenient office locations and opportunity to start a sales career

Cons

Poor sales revenues due to terribly old technology and sales models; Agents Agents generally churn/burn and quit within a few weeks. Corporate staff is overwhelmed with cost cutting measures and layoffs are consistent.

Combined Insurance Response

Thanks for taking the time to share your concerns with us. You can rest assured that our company is stable and thriving as part of Chubb, which was recently affirmed “AA” (very strong” ) by Fitch. Our sales model was built and founded on the success of our Founder, W. Clement Stone, and we know that the future is in our technology. We are in a fortunate position to continuously improve our models and innovate in order to best serve our customers. We wish you all the best in your future with us!

3.0

Mar 20, 2020

good people within my region

Sales agent

Recommend

CEO approval

Business Outlook

Pros

unlimited earning potential for the amount of work you can put into it

Cons

region going down hill, and upper management rides you hard

Combined Insurance Response

Thank you for taking the time to leave this review. It's true our agents have a virtually unlimited income potential based on the volume of their sales. We strive to make sure everyone feels supported, and we regret to hear that you aren't experiencing the support you need. We encourage you to reach out to your leadership to discuss how to get the support you need. We wish you all the best!

2.0

Mar 9, 2020

Sales Agent

Sales agent

Recommend

CEO approval

Business Outlook

Pros

Flexible Schedule, Money is good when you make a sale, Nice trips you can win

Cons

Discord in Charlotte and Mooresville regions. High turnover. Advanced paychecks put you at risk for having charge backs. Door-to-door sales and prospecting is required. The leads aren't a good source to new employees.

Combined Insurance Response

Thanks so much for taking the time to leave this review. Our sales agents have the ability to earn a virtually unlimited income based on the volume of their sales, as well as other incentives, and they have the flexibility to manage their schedule around what is best for their customers. We wish you all the best in your future here with us!

Viewing 280 - 282 of 1,019 Reviews

Jobs at Combined Insurance

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Combined Insurance

Combined Insurance reviews

Ratings by category

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Reviews by job title

Poor sales, decades old technology, and layoffs coming soon.

good people within my region

Sales Agent

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