Pros
If you are desperate for a job, you can certainly get hired here as they are desperate for people and they have zero requirements for people who have quality or a desire to do a good job.
Cons
Regarding being an employee, I was lied to in the interview and completely misled about what the job was, and they was more misinformation and disconnection amongst the teams then anybody wanted to admit or work on. The CEO gives off a creepy used car vibe and the culture and mission is designed to appeal to people with no work ethic. Regarding what the company does, they're working hard to save people a few dollars a month in the immediate future while they are setting them up for financial disaster two to three years down the road. The business model itself is shady and takes advantage of stupid people who think that refinancing a used car is the best or only option they have.