Freedom plus loan officer is a absolute horrific nightmare of a job in every aspect. I could literally write a book on how miserable you will be working for this dept . You will feel awful offering your product and required to have no conscious. Rates are double competitors and managers teach you tactics to be deceptive and confuse the client. Underwriting dept is a complete mess and more political and discriminant then anything . You can send the same file and will get a different answer from each Underwriter which is unfair to customer. The goal is to rush the customer through the process so they won't shop and in the meantime request documents from them so they feel committed before they even know if their approved and aware of the loan details. Acting as certified loan sharks saying as little about the loan details as possible and finding someone so desperate they will try anything but in reality there's no benefit. Just taking customers credit card debt and putting it in a loan at 20% and charging 5% fees to do it.