Pros
Excellent coworkers and supportive environment. Everyone is willing to answer questions at any time, all while friendly. The majority of managers are willing to help. Great benefits package. You have the opportunity to learn a LOT about financial services if you are motivated and make an effort to take on more.
Cons
Hourly pay is terrible compared to the industry standard. Advisors that are only responsible for basic transactions get paid the same as advisors that originate, underwrite and close mortgages. Workload is extremely intense, and pressure to multitask can cause a decrease in productivity and quality of work. There is occasionally a lack of consistency across branches, which can complicate member interactions. The membership base is in high need of financial literacy opportunities, but many of the policies and programs in place perpetuate financial illiteracy. The new CEO is moving in the right direction though and I think some of these things may improve over the next few years.