A delusional mess of a company - Software Engineer Affirm Employee Review

1.0
Nov 5, 2018
Recommend
CEO approval
Business Outlook

Pros

Free food is nice Workspace has a nice layout

Cons

Affirm is honestly the worst case of drinking the Kool Aid I have seen in this industry. The technical stack is a mess here, and there's an unrealistic expectation of work from engineers. The "unlimited" PTO is just a way to pressure people from taking time off, and I've seen good contributors let go because they refused to work long hours into the evenings. We've had solid engineers leave for places that treat talent better, and the product is honestly unethical in the way it takes advantage of the poor with high interest loans. The worst part is the moral high ground the management preaches, as if they're helping the less fortunate instead of trying to make a profit off of them. Avoid at all costs, as this company is one recession away from massive default rates that would sink its business model.

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Affirm Response
7y
We're building a team of industry leaders who are passionate about improving lives through Affirm's financial offerings. We're sorry to hear that this mission did not resonate with you, and wish you all the best on your future endeavors.

Explore other reviews about Affirm

5.0
Jun 16, 2026
Recommend
CEO approval
Business Outlook

Pros

Amazing learning curve, great team to work with.

Cons

Not a fan of remote work, very start-up culture, so hustle.

1
3.0
Jul 2, 2026
Recommend
CEO approval
Business Outlook

Pros

Great work life balance on most teams

Cons

Career stagnation. You will work with some very mediocre "senior" ICs

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