Very boring work and filled with new grads.... - Anonymous employee Affirm Employee Review

Beware of jacked up stock prices, overvalued company...assume 50% of shares offered to you as the true value. Company might not go public until next 4 or 5 years. Look into revenue and valuation ratio to understand it better. Company does good job of hiding financials from employees Most of the engineers are either new grads or less than 2 years work exp, which is not bad but it creates very jovial and immature environment. There is no good leadership to guide these folks. Because of this, the entire tech stack is a mess and lot of quick fix is done instead of solving the entire problem which increases the tech debt. You can hear people shouting and clapping all the time. Not for serious workers. Lot of people have left in the last 12 months. Finally, not a deal breaker for many, Beware of huge interest rates of average 20% APR, and I once saw a 4000$ loan with 2000$ interest over 36 months...It feels like we are fooling poor people..when i joined, i thought we were going to take away people from credit card scam but it seems like we are making them fall into affirm loan ...the whole loan stuff is bad Overall, good place for new grads and people with less than 2 years exp as they can learn and do lot of stuff on their own. Experienced people might not like it here.