Worst Job I've Ever Had - Sales and Marketing Intern Aflac Employee Review

I was treated terribly while I was at Aflac. I received very little training and then was thrown straight in to cold calling to get sales appointments. I was lucky that I had previous calling experience, so I didn't do too badly; however the compensation was solely commission and despite my many appointments, I didn't get paid for my work until after the internship had ended. I had to work at my internship full time and work at a restaurant on the weekends just so that I could pay for gas. Aflac does not give you any compensation for business expenses. I paid for all of my own gas, tolls, and stamps and I had to use my own cell phone when calling businesses. I was also misled about the compensation system. I was under the impression that I was a W2 employee, when in fact I was a 1099 employee. At the age of 19, I ended up owing the government over $800 in taxes. Had I known this was a possibility, I would have never taking the job. WORST of all was what happened after my internship had ended. Aflac has a policy that requires employees to give back their commission if people cancel their accounts before a year has gone by. I was NEVER informed of this and over a year after I left the company I got a statement saying that I owed the company $300 with absolutely no explanation as to why I was being charged. I called over and over again until I finally found someone who even knew what the charge was for. I was treated like I was an idiot and was not taken seriously by anyone even after I had explained the situation. I did not have the $300 at the time and after months of trying to get the charge reduced or taken away, I finally gave up and borrowed the money from my parents. I contacted the Aflac ethics department explaining what had happened and how unfairly I had been treated and I never got a response. This was by far the worst job I've ever had. It was very stressful while I was there and continued to be more than a year after I left.