Pros
The benefits are great. Profit sharing bonuses and Christmas bonuses help make up for the lower salaries.
Cons
Salaries are lower than the industry and one person tends to get stuck doing the job of 5. The underwriters also tend to be overwhelmed and unmotivated. Branch management does not hold associates accountable and there seems to be a lot of “dead weight” within the branches. People have caught on to the fact that longevity trumps merit in this company, which is why the underperforming associates will never leave since they have a safe home here. This causes a lot of stress and frustration to the ones who truly care about their job and want to do things correctly. Eventually, the truly good workers who know their worth will get fed up and go somewhere else. Therefore, by process of elimination, the ones who stick it out long enough doing the bare minimum are the ones who get promoted to management and the cycle continues. I think they are trying to correct this (maybe a little), but it will take a very long time to undue their old school mindset due to the current management structure.
