PLEASE READ IN FULL - THIS IS A LOAN SWEATSHOP - Account Executive BHG Financial Employee Review

This is by far the worst, most immoral, depraved company I have ever worked for. My only goal is to protect future applicants and employees by providing the truth with as much information as possible so that people can make a fully informed decision on their own (and I came with receipts). THEY MASS HIRE AE'S AND OVERWORK THEM BY OVERLOADING THEM WITH THE LESS QUALIFIED LEADS AND THEN LAYING OFF ALL AE'S AFTER 120 DAYS FOR NOT HITTING QUOTA. BELOW IS PROOF. Do not quit your current job to work here. Do not believe the lies BHG sells, i.e. that you can make an uncapped commission and/or make 6 figures your first year. It’s all lies. [redacted] Just look at the defensive BHG responses on the bad reviews and it will tell you everything you need to know. Sales Academy is designed for failure. The foundation of the sales academy is a scam and is intentionally set up for new AEs to do the grunt work and then be tossed out like trash. It is a tactic by leadership to create a sweatshop like atmosphere to get as much work out of you as possible while underpaying you and avoiding paying commission. You will absolutely have to work 12 to 15 hour days in order to graduate from the sales academy. You will also have to work weekends. They will tell you that overtime and weekends are optional - they are lying. If you want to graduate and be offered a full time position, you will 100% have to work nights and weekends. The unattainable quotas are intentional as it allows them to let 90-95% of sales academy employees go after 90 days which is why you are a contract employee and why there is no benefits or commission. It’s a ploy to purposefully have high turnover and save money. THEY DO THIS INTENTIONALLY TO UNDERPAY PEOPLE TO HANDLE THE LESS QUALIFIED LEADS AS THIS SAVES THE COMPANY MONEY. As much as I like all of the sales coaches, I can’t help but to think that they are lacking in some mental capacity as they are fully aware of what is going on within the sales academy and the deplorable actions of the company. They know that people are being mass hired, and then mass layoffs once the work is completed. They’re fully aware of this and they should be ashamed of themselves for continuing to work in such a disgraceful establishment. There is no way someone with morals, intelligence, and a conscience would ever work here. Here is a breakdown of a typical 15 hour work day for a new AE in 3 sections: #1: 7.5 hours spent on new leads and applications. Average of 25 leads per day with a 40% conversion quota = 10 applicants per day. The application process for a new AE takes anywhere from 30 to 45 minutes. 10 applicants x 45 minutes is 450 minutes or 7.5 hours. #2: 5.25 hours spent on pipeline follow up. Pipeline follow up with 7 day call, text AND email cadence is required on every lead. 25 leads per day less 10 converted to applicants = 15 leads x 7 day cadence = 105 leads to call, text, and email everyday. A call, text and email to 1 lead takes a minimum of 3 minutes (if you are fast and if they don’t answer the phone). There is no automation in this - you call/text/email every lead manually. 105 x 3 minutes = 315 minutes or 5.25 hours. #3: 2-3 hours spent on miscellaneous. Miscellaneous training, meetings, inbound calls, incomplete applications, missing documents, lunch etc.