They "talk the talk" but do not "walk the walk" - Anonymous employee Bread Financial Employee Review

They say they want to be a more forward-thinking fintech company, but they are not invested in building out the engineering function or innovating with new technology. Feels very old school and inauthentic. A lot of outdated technology. Very poor leadership overall - they do not take accountability or responsibility for their actions but rather lots of finger pointing and blaming, even in very public settings like a company townhall. Not a lot of transparency and overall poor communication. Lack of empathy for their people.