Awesome Benefits, Weird Commission structure - Payment Solutions Specialist Bread Financial Employee Review

4.0
Apr 9, 2024
Recommend
CEO approval
Business Outlook

Pros

Flexible Schedule, Paid time off paid sick leave, caring atmosphere, all inclusive, good insurance, decent hourly with regular wages, 401k, honestly the benefits are amazing and there’s too many to list them all.

Cons

Complicated incentive structure. Shark tank-ish environment due to structure being based on how you rank amongst your peers. Incentive is only good if entire team does well, which does leave a bad taste in top collectors mouths . Especially because they pay incentive to the top 40% instead of paying their top 20% better but in my opinion would bring in more money. Training isn’t great. Difficult job for a first time collector but if you can collect, this is a great job that can turn into a long time career.

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Bread Financial Response
2y
Your review is appreciated! We're glad to hear things are going well with your experiences regarding flexible schedules, paid time off, sick leave, caring atmosphere, inclusivity, insurance, wages, 401k and our benefits overall! Thank you for the feedback around the incentive structure. We will be sure to pass this information along as we continue to evolve and grow! Thanks for all that you do.

Explore other reviews about Bread Financial

5.0
Jun 30, 2026
Recommend
CEO approval
Business Outlook

Pros

Hybrid working, friendly coworkers, and a great company to work for!

Cons

There are no cons at Bread!

5.0
Jun 30, 2026
Recommend
CEO approval
Business Outlook

Pros

Everyday is full of learning, you will learn from your co-workers and build healthy relationship with them

Cons

Complex system, but I do believe that everything can be learn from.

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