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      Bread Financial

      Engaged Employer

      Bread Financial reviews

      Offshoring and dying company - Software Engineer Bread Financial Employee Review

      1.0
      Jun 21, 2024
      Software engineer
      Recommend
      CEO approval
      Business Outlook

      Pros

      Nice people, some very smart

      Cons

      After the ADS acquisition, this company is deciding to offshore most of its engineering staff. Code quality is plummeting, and customers are complaining and suing! It’s really bad. They could’ve been like affirm, but they’re going the exact opposite direction.

      avatar
      Bread Financial Response
      1y
      We're sorry to read that you feel poorly about some aspects of your experience with us. We're still hiring engineering staff in the US and are excited for what's to come! It's great to see you find people nice and smart here. We deeply respect your voice and while we will share your feedback with appropriate audiences, we also encourage you to engage with your leader and People Partner (formerly HRBP) for any additional support they can provide. Thanks for all that you do each and every day!

      Explore other reviews about Bread Financial

      5.0
      Jun 18, 2026
      Customer service representative
      Recommend
      CEO approval
      Business Outlook

      Pros

      Great benefits, family oriented, great pay opportunity, and growth.

      Cons

      Work could get incredibly slow.

      avatar
      Bread Financial Response
      6d
      Thank you for the review! We work diligently to ensure our compensation package is competitive with the market so it's nice to see those comments made here. We appreciate your feedback and thank you for your 3 years of support to the company!
      5.0
      Jun 4, 2026
      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      I've had a very positive experience working here. The work environment is supportive, colleagues are helpful, and management encourages professional growth. Overall, it's a great place to build a career.

      Cons

      No major concerns or areas that stand out as negative.

      avatar
      Bread Financial Response
      2w
      Thank you for the positive review! We're happy to hear that you've enjoyed your time working with us. We appreciate your positive comments as it helps us understand what we should focus on and how our associates are receiving it!
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