Pros
Flexible working hours/arrangements, friendly atmosphere among staff, generally commonsense credit guidelines and policy
Cons
As an employer in general, CMG leaves a lot to be desired. As a way for the company to save money on staff, there is no employee review or raise process, so the rate that you are hired at is the rate you will stay for the length of your employment with them unless you are able to negotiate yourself a raise. There is a lot of talk at the top about work ethic and values, but as a production employee it becomes obvious that this is only about what is expected of you, not what goes on at the top. The CEO is very proud of the family atmosphere of the company so all of the nepotism comments in other reviews are not just true but a big part of the culture he promotes in the company. Getting promotions is about who you know and the important people within "the family" you please, so don't expect to get promotions without this or expect a high level of competency out of the handpicked management staff. If you do end up working for CMG, be careful to know your rights under employment law as they are oftentimes unaware of how to comply with the law. Fairness is definitely and proudly not a value of the company, as is brought up in many meetings. As a mortgage company, the technology is very behind so everything is a manual process. As an underwriter you are expected to churn out a high level of production, but get bogged down by the amount of data entry and manual system work that is required, and management does not recognize the limitations this puts on productivity. There is also a lot of conflicting cross-communication as you receive different direction from different management because there is no clear delegation of authority and it is clear there are a lot of power struggles at the top, especially when it comes to issues on loans involving people "in the family" who are a protected class of employees within the company immune from reprimand or termination.