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Century Services

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Bait & Switch - Financial Sales Consultant Century Services Employee Review

5.0
Dec 30, 2021
Recommend
CEO approval
Business Outlook

Pros

Good pay if you’re one of the few guys that gets good leads

Cons

Century creates shell corporations that “pre qualify” people drowning in credit card debt for consolidation loans. There is no intention of giving them a loan. Instead, Century’s reps tell them how bad their credit situation is and try to sell them on debt settlement. Reps feed clients scripted lies created by management and eventually enroll them in a program that they likely can’t afford and will have long lasting effects to their credit. There’s a reason Century only operates in 20ish states, because these bait and switch tactics are illegal everywhere else. Turnover is insane. Only way to move up is if you’re related to management or if you’re hooking up with the sales manager.

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Century Services Response
4y
Hello, Thank you for your feedback, and we are happy to clear up any misunderstandings from your time with Century Services. We provide individually-tailored solutions for our clients that will lead them to a better, more sustainable financial future, and these solutions will vary depending on the clients and their needs. We take the time to go through every option available to the consumer to make sure they have an understanding of what options they can qualify for, as some options have requirements the client may not meet. Due to this being a heavily regulated industry, our staff is trained on how to stay compliant in all aspects of their role when discussing any sensitive financial information in order to follow all state and federal regulations. As we are also a smaller organization continuing to grow, we are working towards a future where we can provide our services in all 50 states, assisting those who have been heavily impacted by large amounts of debt, high interest rates while having to adapt around COVID-19. Management opportunities become available as the organization continues to grow, and Department Leaders interview each candidate who is interested in taking the next step in their career and the best candidate is selected for the role. We hope that we have cleared up any potential misunderstandings, and we wish you the best in your future endeavors!

Explore other reviews about Century Services

5.0
May 28, 2026
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CEO approval
Business Outlook

Pros

Uncapped Commissions Great culture Trips, Spiffs, Dinners, etc

Cons

Emotionally tough clients Repetitive after a while (what job isnt?)

1.0
Mar 12, 2026
Recommend
CEO approval
Business Outlook

Pros

Work from home flexibility. Health Care was decent.

Cons

Until about 2025 things were looking good at Century but once the first round of unexpected layoffs happened last September due to "restructuring" we BULs (business unit leaders) were told our jobs were safe and that layoffs wouldn't happen again. Fast forward to February 2026 and there was another round of layoffs (once again unannounced) despite C-Suite managers saying this wouldn't happen. The truly sad part is that they made a point to layoff several employees who have been with the company for over 4 to 5 years making their dedication to the company a ticking time bomb. If you stayed long enough over the years you made decent pay. However that no longer matters since they actively laid off all the tenured employees who actually stuck with the company over the years.

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