Pros
You don't have to go out and look for leads, because of the walk in traffic. You can work other branches that do not have assigned mortgage bankers.
Cons
Your job consist of being a project manager, and you do not have time to focus on sales. Upper level management is the worst at making decisions. Every time they make a change to improve the process, it consist of firing employees and get less employes to do more work. Your pay is based on the overloaded employees in the back office to get your file closed in a timely manner. So don't get too excited about submitting applications. Anytime there is an issue it gets swept under the rug, and management finds ways to point the finger at you, so always document everything. The process is very inconsistent, and that is due to the high attrition rate, and lack of communication. Due to the process being so slow you will have multiple files that do not close on the contract closing date. Realtors and title companies don't like to do business with you, because you are always having to defend your files, as to way thy did not close on time.