So Very Disappointed...UGH! - Insurance Sales Agent Combined Insurance Employee Review

2.0
Mar 26, 2014
Recommend
CEO approval
Business Outlook

Pros

The training is not the good part...everyone says so, but that's just the fact that they fly you to Chicago and put you in a hotel for 6 days with TDY paid. But the actual training sucked, as I was to discover later on. They do give you all of your materials, including business cards. It's a W2 not 1099, so if you don't want to mess with taxes at all (even if the other job is better), then go for it.

Cons

One of their biggest catch phrases is to "give them a year...we'll give you a career." Well, I can't give them any more of my time or I'd have to hand over my REAR on a silver platter. HONESTLY, if you can sell ice to Eskimos, you will do great. But if being a REAL agent/producer and helping people is what you like to do, then DO NOT work here. Everything will look great at first. You will be so excited to get out there and sell.You get a stipend for the first 3 weeks, then its all commission. Your "lead books" are just orphaned clients that don't even remember that they had a Combined policy, and when you remind them, they want to cancel...NOT upsell! It's all cold calling, which is (thankfully) aimed at small businesses. But with this age of OBAMACARE, people are wanting NECESSARY products, not OPTIONAL ones. I had so many problems with this company it seems unreal...but it was. For your sake and mine, I'll stop here. I was so happy to start my career here, but all I got was a huge letdown.

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5.0
Jan 21, 2026
Recommend
CEO approval
Business Outlook

Pros

Great work / life balance, phenomenal health insurance benefits, supportive management, team mentality

Cons

I don't like the new 4 day in office mandate but it's fine.

3.0
May 23, 2026
Recommend
CEO approval
Business Outlook

Pros

Fair company. Mgmt was ok

Cons

Low salary not overtime I’d offered

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