Pros
Great benefits if you can afford them after they cut your pay by $20,000 overnight. It's great if you just have them pay for your training and licensing. But don't plan on staying. They literally have a 100% turnover on trainees. Because they don't give you enough time to build your business on their shaky system. They are the embarrassment of Liberty Mutual.
Cons
They lie about everything; it's not like owning your own agency. There is no freedom; the commission structure is so low it's laughable. If you get paid, the structure and tracking system is so convoluted and poorly structured that it's almost impossible to track, not to mention there is a minimum 2-month delay before you get paid if you can hunt them down. The starting pay is good, but it gets cut by $20,000 after training. Don't believe them when they tell you it is a gradual decline; it is swift, hard, and unforgiving, and they don't care. They must count on all of the business you bring in to pay all of your training.