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Cornerstone Capital Bank

Engaged Employer

High stress, High pressure, High insecurity. - Senior Mortgage Underwriter Cornerstone Capital Bank Employee Review

1.0
Aug 4, 2024
Recommend
CEO approval
Business Outlook

Pros

Remote work is the only pro that comes to mind.

Cons

I’m sure you will read reviews and wonder why there is such great variance in individual experiences. I believe the company culture has taken a dive because certain behaviors went unchecked. Here is my take on the place. Most operation personnel's work experiences will be shaped by the branch or work queue you’re assigned to. There is quite a range of personality and people skills among the managers and LOs. This is why there are such dramatic differences in opinion. Your pay, job security, and development opportunities will be dependent on the branches opinion of you and your work. If you’re in a gatekeeper role like underwriting, expect to walk the tightrope between doing quality work and keeping the branch happy. You may even have to get buck to maintain your self-respect. As an underwriter at this company the KPIs don’t actually measure your performance, they measure how many vanilla loans you underwrite. As a result of that, there are a lot of cherry-pickers and underwriters who practice all manner of avoidance for complicated loans. This set up leads to a lot of contention between underwriters and a lot of inequity in bonus opportunity. Also task management seems to be a big problem because all tasks no matter how small seem to make their way to the underwriter. Yes they really want to pay you $50+ an hour to cancel MI certs on defunct loans because it saves the LOA so much time. Finally I’m not sure the new leadership has the vision his father had or dare I say, the same vision. If they tell you they care, it’s a manipulation tactic to get more out of you. When the hard times hit, they toss you out and never look down to see how you landed. Valiant effort by the head of HR working so hard to manage the perception.

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Cornerstone Capital Bank Response
1y
Thank you for your more than 5 years with our company and detailed feedback. Living out our mission is our top priority and in that spirit, we’re sorry you felt we didn't do this in your case. Although you’re no longer with Cornerstone, we strive for continuous improvement, so if you would like to discuss specifics of your experience, please contact SVP of Human Resources, Willie French at wfrench@houseloan.com. We wish you well in your new endeavors.

Explore other reviews about Cornerstone Capital Bank

5.0
Jul 2, 2026
Recommend
CEO approval
Business Outlook

Pros

The Company continues to demonstrate a strong commitment to maintaining its service-focused culture while embracing many changes experienced over the past several years. Senior Management remains dedicated to keeping Team Members informed, engaged, and connected through regular virtual and in-person events. Leadership fosters a positive and collaborative work environment through an open-door policy that encourages questions, suggestions, and feedback. This commitment to transparency, communication, and employee engagement strengthens trust across the organization and reinforces a culture where Team Members feel valued, supported, and empowered to contribute to the Company's success.

Cons

I have none at this time.

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Cornerstone Capital Bank Response
1w
Thank you for over 10 years and this thoughtful review! It means a lot coming from someone who has seen the company evolve over the past decade. We're grateful that our service-focused culture and commitment to keeping Team Members informed and connected continue to resonate with you. That open-door approach and regular engagement are things we work hard to protect as we grow. We appreciate your advice as well. Your thoughts on professional development, career growth, and recognition are exactly the kind of feedback that helps shape those conversations, and we're grateful you took the time to share it. Thank you for being such a valued part of our Houston team and the Cornerstone family! Best regards, The Cornerstone Capital Bank Team
1.0
Jun 15, 2026
Recommend
CEO approval
Business Outlook

Pros

None, company does not care about employees

Cons

HR and management will make up lies, show no proof and fire you with no warning. Even when ask for proof of allegation, HR refused to provide as there was none. There is a reason they are now looking for their 3rd mortgage fraud investigator in 6 months time. They also do not believe in raises or annual review, poor 401k match and high cost for family benefits.

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Cornerstone Capital Bank Response
3d
After more than 10 years with Cornerstone, your perspective carries weight. We’re sorry to hear that your experience left you feeling unheard and unsupported. While we can’t comment on individual employment matters here, your concerns about communication, turnover, compensation, retirement benefits, and benefit costs are important and are taken seriously. We remain committed to treating team members with respect and to upholding the highest ethical and compliance standards in alignment with our core convictions. Feedback like this is crucial as we continue improving how we support our team members.
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