Pros
PTO time, ability to work from home
Cons
Production goals are unrealistic and far fetched. Created by upper management who only sees numbers and does not understand the role and the process time needed review a loan. The staff consists of JR underwriters, mid level underwriters and Senior underwriters. Mid level and Jr underwriters do not review complex loans such as self employed, fixed income or rental income. However, you are held to the same production goal. Thus, you WILL have to work OT in order to meet your production goals. At the end of the month, they will hold you accountable for small mistakes such as spelling errors or a mistype of an account number, which will impact your overall rating. (Which is used for reviews and end of year raises) Salary is very low in comparison to other companies.