Pros
Great place to learn investment basics and to learn how to prospect complete strangers. Everyone in the company is good at helping you be successful if you put the work in. They do a great job of teaching people and families in their communities about the basics of investing and helping people get started. They have their niche in the market, but i wanted to provide more valie to my clients.
Cons
They are not comprehensive planners, but more of a stock and bond salesmen. They do not cover in depth tax stratagies, business owner plannig, in depth estate planning. I did not understand their value proposition when investors can trade stocks alot cheaper on their own. The world is going to fee based fiduciary, and without a real financial plan to go off of, what is their value proposition?