Pros
none that i could think of. maybe the technology itself helps the society utilize an advanced payment process.
Cons
plagued with unprofessionalism. if you think someone treats you good right in front of you, it's sure they're just doing their job and they want to get what they want, no human factor into it just for their own greedy motives. i would have namedropped people if appropriate. they are up for the dirty politics game. no ownership and accountability, always pinpointing other people, always. the measure of how brilliant systems and management are ? wait for it... added layer and unreasonable red tape process. that.is.a.global company. incompetent and sketchy people in management positions. all confidence, no results, no real disruptive process improvements, all defense as if always putting up a fight. teams always on guard fearing offenses against them. that is how people consume their time.