They grossly underpay you. Healthy more then doubles every year and the person that is managing the health plans for the company doesn't use the plans they get for the company. Health Plans are sub-par at best. They raise your health and 99% of the time will not even give you a raise to help cover it so basically you get a pay cut every year. And if you use any kind of tobacco product forget it you pay an extra 50 a month for that privilege I personally don't smoke any more but that is still bs next thing you know they will make you pay extra for being even just 1 pound over weight. But they have competitive pay right? NOPE! You are paid way below industry standard and if you work in the "Office" you are even more screwed over then the branch locations. The employees sit on top of each other basically 1 small fridge for every 50 employees, no brake room you have to sick at your desk to eat, you have to park on the street and they are not even up to code for the number of restrooms or stalls that you are supposed to have for an office. It is all store store store store and screw your personal life and we want you to pay to work for us but even the stores get the short end of the stick on most things. I know what you are thinking there must be some perk to working there? The answer is no there really is no perk to working here.