There is little that I can say as a "con" at First Command. Most of the cons come with simply being a contract employee. As a contractor, there are no employee benefits - like health ins, vacation pay, personal assistants. I have to provide all these things for myself. There is no minimum income. There are situations where your pay might be $0 for the month or it could be 5 figures. Feast or famine - you take on the risk - not "The Man". Your income comes from your client's commitment to execute and continue to execute the plans you crafted and defined for them. Some clients don't want a connection with their advisor and others crave it. This is the best and worst all in one. This will make you or break you.