A seemingly 5 star place to work throughout the interview process, with a shiny business model that is packaged to seem too good to be true as a solution for small business owners looking for working capital with an enticing startup vibe.
So wrong. Once you are hired, you undergo two weeks of training which is essentially intelligible to a kindergarten finger painting class. My original team was wonderful with lots of 'A' players from great schools and backgrounds only to be reduced to numbers and deals on the white board in the office. Most of my peers were overqualified for their positions and worked below under-qualified 'D' managers that had no real concepts of the product or the client. Underwriters and upper level managers are the real false prophets of the company, it is a shame that they reduced the company to its bare bones and kept these people. Outlook is not good.
Not to mention, a word of the wise to the client, DO NOT do business with this company unless you plan to go into the red. Any smart business owner would see a warning flag with this company charging upwards of 40% over a one year period. This company assures that it is trying to help you grow your business, however assuming they have any fiduciary responsibility could mean your business going underwater. For working capital loans, turn to OnDeck, Lending Tree, Circle, etc, they are the real MVP's.
Sooner than they realize, banking regulations will expand into this industry and start stress testing, iit is not going to be a pretty picture and everyone will be better off because of it.