Pros
The Pros are straight forward: This company will hire you if you have a pulse, can put a somewhat slightly intelligible sentence together, and accept the slightly above minimum wage salary. No previous banking experience necessary. Difficult to get fired unless you steal or consistently non-perform ( in regards to employees, managers and supervisors can non-perform all year and keep their jobs! )
Cons
First of all, this predominately Hispanic owned and frequented, US-Mexico border company is a Trump supporter. Their SuperPAC was a "YUGE" contributor plus the CEO hosted The Don at a SA fundraising event. Next, Excessively high turn over rates, little to no management at the branch level, upper mgmt and corporate doesn't invest into individual employees who invest in the company. This creates an illusion of true growth opportunities, as in, you will get a "promotion" but not a promotion in pay. They promise the paperwork is in process, but you never see it. This has to be illegal, or at the very least, highly unethical. Speaking of pay: IBC is one of the lowest pay banks in any metro city area. It claims to by a high performance company and prides itself on its consistent quarters of profitability, but none of this translates to truly competitive pay for any of its employees. Your average high level VP makes around $60k a year, which is embarrassing when compared to the same position with substantial responsibility in any industry. In SA: Area Sales Managers/bank officers, the AVP of Marketing and AVP of HR, head of training, head of security, among other high level positions make well under $47,000 a year. Most of these employees are 10 - 20 year employees that choose to settle rather than explore for a position that will pay them what their worth - How sad...