Best Career Decision! - Assistant Vice President, Sales Ops Lower Employee Review

5.0
Feb 15, 2019
Recommend
CEO approval
Business Outlook

Pros

Very few people can truly say they enjoy getting up every morning and coming to work. Though each day is filled with new challenges and projects to complete, it is also filled with laughs and an incredible atmosphere. My coworkers at Lower have become like family and my team members and our success are one of my top priorities in life. I honestly miss my office, my team, my coworkers, my boss, and my work when I am on vacation or away – and that is not something I have felt in other corporations nor something that many people get to experience. There is no shortage of opportunity and you can rise up quickly if you’re ready to work hard and not sit idle. There is always a better, more efficient way to accomplish a task and if you find a way, Lower gives you the power to put it into action. JOB you NEED v. CAREER you WANT I see that so many peers whom I graduated with dread their job and show up only to make money needed to pay their bills & spend the rest of their time elsewhere. At Lower, you see people coming in early, staying late, and spending time together outside of the office because it’s a place people genuinely WANT to be. I know when I walk in these doors, I am surrounded by people who pick me up both personally and professionally, all striving for the same success. Here, you can build the career you’ve dreamed of vs. accepting a job you need. I think of it this way, Monday through Friday, the average person spends 34% of their time sleeping, and 34-42% of their time at work, leaving only 24-32% for everything else. Where you work and spend your time is a significant commitment (about 50% of your waking hours M-F) – you might as well maximize your quality of life and spend more of your precious time at a place you truly love, being proud of feeling like you’re making an impact. Despite other opportunities in my field of work, I choose to stay with Lower because I believe that it’s the right place for me. I trust the company direction & leadership, and believe in the mission. I am lucky to have a career that lets me fully utilize my skill set, live out my passion for helping others (both inside and outside the office) and provides me with so much more benefit to my life than just accomplishing my financial goals.

Cons

I can't think of many cons if you're willing to work hard. I see challenge as a positive opportunity that keeps me engaged.

avatar
Lower Response
6y
Thank you for leaving an in-depth review - We value our positive, uplifting culture! If you have any additional feedback or suggestions for improvements, please let us know!

Explore other reviews about Lower

5.0
Mar 20, 2026
Recommend
CEO approval
Business Outlook

Pros

-incredible earning potential -supportive management that cares about the LO's -All the tools supplied to succeed -Great work culture, lots of fun events -Communication between team members

Cons

- sometimes files take longer than expected to close - unexpected variables in the loan process

avatar
Lower Response
1mo
Thank you for taking the time to share your feedback! I'm glad you value the great work culture and supportive management. We understand some files take longer than expected to close. Lower is continously working to streamline and approve our processes to help our borrowers.
1.0
Apr 6, 2026
Recommend
CEO approval
Business Outlook

Pros

There are limited pros working at Lower. Based on my experience, I would only recommend working here if you're new to the industry. Get licensed, learn the basics, and leave after a year.

Cons

If you have been in the industry for more than a year, you know products, you know guidelines, you know how to sell. That said, find a company with a comp plan that makes sense with a rate sheet that actually benefits the consumer. Ironically, rates at Lower at the Highest in the industry. You'll be asking borrowers to take on a 30-year-fixed -rate mortgage that's 50bps (or more) higher than the industry. On top of the higher pricing, you get paid a fraction of what other loan officers make. Instead of $20K/mo commissions, you'll be making $3K at best. The hourly rate is a recoverable draw so you're making $60K while other loan officers are making $200K+ per year. If that wasn't enough, your loans will sit in process FOREVER. No one knows what's going on. From VP to processor, there is zero communication. Loans will fallout left and right.

1
See reviews by: Helpful|Rating|Date|All