Great Company, full of opportunities - V P Branch Manager Lower Employee Review

5.0
Oct 31, 2019
Recommend
CEO approval
Business Outlook

Pros

Lower.com offers employees an opportunity to not just start their career but to take charge of it and take it to the next level. There is a clear path for advancement in both the sales and operations departments, with clearly established milestones and objectives to reach the next level. Until you reach some of the highest levels there is no need to wait for someone above you to leave in order to advance, its all in your hands. Another great thing is the culture. When most people talk about culture they talk about having fun at work- yes Lower.com has that piece, but what I think is truly special is the way everyone is encouraged to share in the mission of making Lower.com the best mortgage company and the best place to work. Whether you have been here for 1 day or 3 years, regardless of what your position is, your voice will be heard and you will have the opportunity to help shape what Lower.com becomes. This is what I find truly special and exciting. No team, company, or school is ever perfect, but i believe that at Lower.com you have a stronger ability to impact and change things than anywhere else.

Cons

Lower.com is a dynamic company and often implements improvements that can change how things are done. While in my experience those changes are always resulting in forward progress, if you don't like change this isn't the place for you.

avatar
Lower Response
6y
One of our core values, "Independent Thinkers, Tightly Aligned," proves that we value all ideas and opinions for the greater good of the company. Thanks for taking the time to leave a review!

Explore other reviews about Lower

5.0
Mar 20, 2026
Recommend
CEO approval
Business Outlook

Pros

-incredible earning potential -supportive management that cares about the LO's -All the tools supplied to succeed -Great work culture, lots of fun events -Communication between team members

Cons

- sometimes files take longer than expected to close - unexpected variables in the loan process

avatar
Lower Response
1mo
Thank you for taking the time to share your feedback! I'm glad you value the great work culture and supportive management. We understand some files take longer than expected to close. Lower is continously working to streamline and approve our processes to help our borrowers.
1.0
Apr 6, 2026
Recommend
CEO approval
Business Outlook

Pros

There are limited pros working at Lower. Based on my experience, I would only recommend working here if you're new to the industry. Get licensed, learn the basics, and leave after a year.

Cons

If you have been in the industry for more than a year, you know products, you know guidelines, you know how to sell. That said, find a company with a comp plan that makes sense with a rate sheet that actually benefits the consumer. Ironically, rates at Lower at the Highest in the industry. You'll be asking borrowers to take on a 30-year-fixed -rate mortgage that's 50bps (or more) higher than the industry. On top of the higher pricing, you get paid a fraction of what other loan officers make. Instead of $20K/mo commissions, you'll be making $3K at best. The hourly rate is a recoverable draw so you're making $60K while other loan officers are making $200K+ per year. If that wasn't enough, your loans will sit in process FOREVER. No one knows what's going on. From VP to processor, there is zero communication. Loans will fallout left and right.

1
See reviews by: Helpful|Rating|Date|All