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      Lower

      Engaged Employer

      Lower reviews

      All the funny "Lower" puns were taken :( - Loan Processor Lower Employee Review

      1.0
      Jul 6, 2022
      Loan processor
      Recommend
      CEO approval
      Business Outlook

      Pros

      Everyone's mentioned it--the people you work with day-to-day are incredible. You'll make friends easily and many of them outlast your brief career at Lower. Often times, some become your coworkers in a new career and instead of constantly commiserating about "Life @ Lower," you will establish a positive, supportive network together.

      Cons

      Most reviewers have written extensively on the topic, so just scroll through reviews dating back at least a year--I don't feel the need to add much. My advice is, particularly if you're new to the industry and are willing to ignore red flags, try to survive 6-12 months to gain some experience, then move on to better things. It's not a matter of interest rate hikes--it's a matter of longevity that this company simply cannot offer.

      avatar
      Lower Response
      3y
      Thank you for feedback. We are sorry to hear that your experiences while at Lower did not match our goal of being a best place to work. With regards to offering longevity for our employees, many of team members have been with Lower.com since the brand launched in 2018. We strive to offer all of our employees the opportunity and tools they need for growth and stability. We wish you the best in your career!

      Explore other reviews about Lower

      5.0
      Mar 20, 2026
      Sr. loan officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      -incredible earning potential -supportive management that cares about the LO's -All the tools supplied to succeed -Great work culture, lots of fun events -Communication between team members

      Cons

      - sometimes files take longer than expected to close - unexpected variables in the loan process

      avatar
      Lower Response
      1mo
      Thank you for taking the time to share your feedback! I'm glad you value the great work culture and supportive management. We understand some files take longer than expected to close. Lower is continously working to streamline and approve our processes to help our borrowers.
      1.0
      Apr 6, 2026
      Mortgage loan officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      There are limited pros working at Lower. Based on my experience, I would only recommend working here if you're new to the industry. Get licensed, learn the basics, and leave after a year.

      Cons

      If you have been in the industry for more than a year, you know products, you know guidelines, you know how to sell. That said, find a company with a comp plan that makes sense with a rate sheet that actually benefits the consumer. Ironically, rates at Lower at the Highest in the industry. You'll be asking borrowers to take on a 30-year-fixed -rate mortgage that's 50bps (or more) higher than the industry. On top of the higher pricing, you get paid a fraction of what other loan officers make. Instead of $20K/mo commissions, you'll be making $3K at best. The hourly rate is a recoverable draw so you're making $60K while other loan officers are making $200K+ per year. If that wasn't enough, your loans will sit in process FOREVER. No one knows what's going on. From VP to processor, there is zero communication. Loans will fallout left and right.

      1
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