Skip to contentSkip to footer
      employer cover photo
      employer logo
      employer logo

      Lower

      Engaged Employer

      Lower reviews

      From day one…. Unprofessional and unorganized and non inclusive - Business Development Manager Lower Employee Review

      2.0
      Sep 1, 2022
      Business development manager
      Recommend
      CEO approval
      Business Outlook

      Pros

      Flexibility, wfh opportunities in some departments. Everybody outside of management was absolutely wonderful.

      Cons

      Poor communication from upper management, once you max your pay structure- they alter it so that you make half of what your max was, so instead of cutting low performers - they take money away from their top performers. experienced 2 large lay offs within six months, bro culture - if you don’t like sports this probably isn’t the job for you, non productive meetings, non-inclusive culture. Not a female friendly environment for really any department. Not even a friendly/inclusive environment for anybody who has different views/culture outside of the brain of a college frat boy. Be prepared to be dangled promotions to only have them yanked from under you on the day of. Not even up front but after weeks of planning and decision making.

      Explore other reviews about Lower

      5.0
      Mar 20, 2026
      Sr. loan officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      -incredible earning potential -supportive management that cares about the LO's -All the tools supplied to succeed -Great work culture, lots of fun events -Communication between team members

      Cons

      - sometimes files take longer than expected to close - unexpected variables in the loan process

      avatar
      Lower Response
      1mo
      Thank you for taking the time to share your feedback! I'm glad you value the great work culture and supportive management. We understand some files take longer than expected to close. Lower is continously working to streamline and approve our processes to help our borrowers.
      1.0
      Apr 6, 2026
      Mortgage loan officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      There are limited pros working at Lower. Based on my experience, I would only recommend working here if you're new to the industry. Get licensed, learn the basics, and leave after a year.

      Cons

      If you have been in the industry for more than a year, you know products, you know guidelines, you know how to sell. That said, find a company with a comp plan that makes sense with a rate sheet that actually benefits the consumer. Ironically, rates at Lower at the Highest in the industry. You'll be asking borrowers to take on a 30-year-fixed -rate mortgage that's 50bps (or more) higher than the industry. On top of the higher pricing, you get paid a fraction of what other loan officers make. Instead of $20K/mo commissions, you'll be making $3K at best. The hourly rate is a recoverable draw so you're making $60K while other loan officers are making $200K+ per year. If that wasn't enough, your loans will sit in process FOREVER. No one knows what's going on. From VP to processor, there is zero communication. Loans will fallout left and right.

      1
      See reviews by: Helpful|Rating|Date|All
      Related searches: Lower jobs | Lower salaries | Lower benefits | Lower interviews
      Lower reviewsLower Business Development Manager reviewsLower review