Skip to contentSkip to footer
      employer cover photo
      employer logo
      employer logo

      Lower

      Engaged Employer

      Lower reviews

      Would not recommend - Mortgage Officer Lower Employee Review

      1.0
      Nov 6, 2023
      Mortgage officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      Training is amazing, They will get you licensed in a lot of states. Really cool people to work with.

      Cons

      This seems like a fraternity. Its very unprofessional in here. Footballs flying around, A little deceptive in practices such as being honest. Managers rule with fear tactics and it seems like a burn and churn place where they bring you in and fire you quickly, The building is half empty and it is huge. If you are a true professional this is not the place.

      avatar
      Lower Response
      2y
      Thank you for taking the time to share your thoughts on your experience working with us. We appreciate your positive feedback regarding our training program and the collaborative atmosphere with your colleagues. We understand the importance of creating a supportive and inclusive environment. Regarding your comments on management, we want to assure you that we do not endorse fear tactics or an unprofessional atmosphere. We believe in an inclusive environment where team members enjoy coming to work each day. To foster success, each role has clear expectations and we manage to those expectations. We understand that the pace and expectations of our work environment may not be the right fit for everyone, and we appreciate your honesty in expressing your viewpoint. I encourage you to speak with HR regarding any fear tactics you've experienced as we want to ensure the workplace is supportive and positive for everyone.

      Explore other reviews about Lower

      5.0
      Mar 20, 2026
      Sr. loan officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      -incredible earning potential -supportive management that cares about the LO's -All the tools supplied to succeed -Great work culture, lots of fun events -Communication between team members

      Cons

      - sometimes files take longer than expected to close - unexpected variables in the loan process

      avatar
      Lower Response
      1mo
      Thank you for taking the time to share your feedback! I'm glad you value the great work culture and supportive management. We understand some files take longer than expected to close. Lower is continously working to streamline and approve our processes to help our borrowers.
      1.0
      Apr 6, 2026
      Mortgage loan officer
      Recommend
      CEO approval
      Business Outlook

      Pros

      There are limited pros working at Lower. Based on my experience, I would only recommend working here if you're new to the industry. Get licensed, learn the basics, and leave after a year.

      Cons

      If you have been in the industry for more than a year, you know products, you know guidelines, you know how to sell. That said, find a company with a comp plan that makes sense with a rate sheet that actually benefits the consumer. Ironically, rates at Lower at the Highest in the industry. You'll be asking borrowers to take on a 30-year-fixed -rate mortgage that's 50bps (or more) higher than the industry. On top of the higher pricing, you get paid a fraction of what other loan officers make. Instead of $20K/mo commissions, you'll be making $3K at best. The hourly rate is a recoverable draw so you're making $60K while other loan officers are making $200K+ per year. If that wasn't enough, your loans will sit in process FOREVER. No one knows what's going on. From VP to processor, there is zero communication. Loans will fallout left and right.

      1
      See reviews by: Helpful|Rating|Date|All
      Related searches: Lower jobs | Lower salaries | Lower benefits | Lower interviews
      Lower reviewsLower Mortgage Officer reviewsLower review