Is Lower a good company to work for?

Lower has an overall rating of 3.6 out of 5, based on over 719 reviews left anonymously by employees. This rating has increased by 9% over the last 12 months. 58% of employees would recommend working at Lower to a friend and 60% have a positive outlook for the business. The best reviews about Lower have been left by employees working as Loan Concierge , Account Manager and Lending Coordinator .

Does Lower pay their employees well?

According to anonymously submitted Glassdoor reviews, Lower employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Lower. This rating has improved by 5% over the last 12 months.

How satisfied are employees working at Lower?

58% of Lower employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Lower 3.7 out of 5 for work life balance, 3.7 for culture and values and 3.6 for career opportunities.

What are the top reviewed jobs at Lower?

Loan Advisor (146) , Loan Officer (43) , Account Manager (40) , Mortgage Loan Officer (32) , Loan Processor (25) , Lending Coordinator (23) , Senior Loan Officer (22) , Sales Development Representative (SDR) (18) , Senior Loan Advisor (17) , Loan Concierge (14) , Operations (14) , Operations Analyst (12) , Assistant Vice President (8) , Mortgage Loan Processor (8) , Intern (6)

What are the pros of working at Lower according to real employee reviews?

"Great people that work there and during the “all time low rates” the company really was the place to be of course." ((in 78 reviews)); "Met great coworkers and memories" ((in 23 reviews)); "Great work environment and pay is competitive." ((in 23 reviews)); "fun work environment for employees" ((in 22 reviews)); "Training is excellent." ((in 18 reviews))

What are the cons of working at Lower according to real employee reviews?

"401K match and benefits are terrible for a company that makes "billions"." ((in 38 reviews)); "401K benefits could be better" ((in 33 reviews)); "and other lenders that had MASSIVE layoffs." ((in 26 reviews)); "6. Upper management gives you what you deserve as soon as you resign." ((in 24 reviews)); "Work/life balance is absolute 0." ((in 23 reviews))

What are employees saying about Lower layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Lower layoffs and their outlook for job security at Lower in 2026.

What are the top reviewed Lower locations?

New Albany , Columbus , Columbia , Brick , Lincoln , Georgetown , Dallas , Houston , Edinburg , Cincinnati , Westerville , Boulder , Denver , Spokane , Baltimore , Pensacola , Sarasota , Ohio , Homeside

Lower reviews

Thriving Career with Lower: A Supportive and Innovative Workplace - Human Resources Lower Employee Review

5.0

May 21, 2024

Human resources

Recommend

CEO approval

Business Outlook

Pros

1) Supportive Work Environment: Lower provides a collaborative and encouraging atmosphere where employees feel valued and supported. 2) Career Growth Opportunities: The company offers numerous opportunities for professional development and advancement within the organization. 3) Innovative Culture: Lower fosters a culture of innovation, encouraging employees to bring new ideas to the table and drive positive change. 4) Competitive Compensation and Benefits: Employees at Lower enjoy competitive salaries and comprehensive benefits packages. Work-Life Balance: The company understands the importance of work-life balance and offers flexible schedules and remote work options. Employee Recognition: Lower regularly recognizes and rewards employees for their hard work and contributions to the company’s success. 4) Community Engagement: The company is actively involved in community initiatives, allowing employees to participate in meaningful projects and give back to the community. 5) Positive Leadership: The leadership team at Lower is approachable, transparent, and genuinely invested in the well-being and success of their employees.

Cons

1) High Expectations: The company sets high standards for performance, which can be challenging but also motivating for those who strive for excellence. 2) Continuous Learning: The constant emphasis on learning and development means you’re always growing, though it requires a commitment to continuous improvement. 3) Adapting to Change: The innovative culture means frequent changes and updates, which keeps the work fresh and engaging but requires flexibility.

Lower Response

2y

Thank you for taking the time to write such a descriptive review of your experience here at Lower! We strive to make this a wonderful work environment for all. We recommend reaching out to your manager if you are ever feeling overwhelmed or would like an opportunity to learn new things. We want all of our employees to feel successful in their roles!

Explore other reviews about Lower

5.0

Mar 20, 2026

Sr. loan officer

Recommend

CEO approval

Business Outlook

Pros

-incredible earning potential -supportive management that cares about the LO's -All the tools supplied to succeed -Great work culture, lots of fun events -Communication between team members

Cons

- sometimes files take longer than expected to close - unexpected variables in the loan process

Lower Response

1mo

Thank you for taking the time to share your feedback! I'm glad you value the great work culture and supportive management. We understand some files take longer than expected to close. Lower is continously working to streamline and approve our processes to help our borrowers.

1.0

Apr 6, 2026

Mortgage loan officer

Recommend

CEO approval

Business Outlook

Pros

There are limited pros working at Lower. Based on my experience, I would only recommend working here if you're new to the industry. Get licensed, learn the basics, and leave after a year.

Cons

If you have been in the industry for more than a year, you know products, you know guidelines, you know how to sell. That said, find a company with a comp plan that makes sense with a rate sheet that actually benefits the consumer. Ironically, rates at Lower at the Highest in the industry. You'll be asking borrowers to take on a 30-year-fixed -rate mortgage that's 50bps (or more) higher than the industry. On top of the higher pricing, you get paid a fraction of what other loan officers make. Instead of $20K/mo commissions, you'll be making $3K at best. The hourly rate is a recoverable draw so you're making $60K while other loan officers are making $200K+ per year. If that wasn't enough, your loans will sit in process FOREVER. No one knows what's going on. From VP to processor, there is zero communication. Loans will fallout left and right.

1

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Jobs at Lower

Senior Analyst, Data and Analytics Team

Staff Software Engineer

SDET/Automation QA Engineer

Loan Officer Assistant (Licensed)

Texas

View job

Lower

Thriving Career with Lower: A Supportive and Innovative Workplace - Human Resources Lower Employee Review

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