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Loya Insuance Group

Is this your company?

Great way to get into insurance. - Customer Service Representative Loya Insuance Group Employee Review

3.0
Aug 9, 2013
Recommend
CEO approval
Business Outlook

Pros

-As a Csr you can make up to $16 an hr. -Base stays at $12 an hour. -You can bonus $2, $3, or $4 dollars, depending on office you are in. -Weekly pay every Friday. -Learn about how insurance works. -Direct Company. -You dress nice. -Paid training. -As a CSR you can earn as much as $600 a week (Gross) -Managers earn around $16 an hour (base) and up to $20, if bonus is $4 -Open inside Cardenas markets. -A lot of growth opportunity, specially if you have potential.

Cons

-Upset customers (very) -Monday thru Saturdays. -Rotating schedules. 9am to 4pm or 1pm to 7pm -No overtime. -You get surveyed. -You can easily loose your bonus $, if you make many errors. -3 write ups and you're out. -Endorsements suck, because at renewal they change premium. -Adjusters that suck (a lot) -Claims don't want to be paid out. -Have to make at least a sale a day. -$30 cancellation fee applies if you let policy cancel, and come back to open a new policy. -Monthly payments rarely decrease, usually stay the same. -Can't change due dates. -Highest limits are 25/50/25 (in CA). Which is pathetic. Medical is only $1k -To change an address you need a bill under your name. -To make changes you must step into office, can't do it over the phone. -Depending on office you are in you need to meet a monthly goal. 10 or 12 sales per CSR -Towing is only in case of an accident, not roadside assistance. -Push for so called 73's, which are people with Full Cover & have no tickets, which is dumb because out of 5 out of 10 people that walk into Fred Loya don't have licenses, the other 3 or 4 have 2 or more tickets and the remaining just have a liability car. .

Explore other reviews about Loya Insuance Group

5.0
Nov 13, 2025
Recommend
CEO approval
Business Outlook

Pros

Great flexibility and enjoyed customer service

Cons

If you don't enjoy customer service this job is not for you

1.0
Jul 15, 2026
Recommend
CEO approval
Business Outlook

Pros

- Gain experience in insurance defense and litigation. - Some coworkers genuinely care about doing quality work and supporting one another despite the work environment.

Cons

I worked as a Team Lead and had firsthand insight into how employees were managed. The biggest problem with this organization is upper management. Many of the leaders have remained in the same positions for 20+ years and have failed to evolve with today’s workplace expectations. New ideas are discouraged, feedback is not welcomed, and employees are expected to fall in line without question. If you don’t, your future with the company becomes uncertain. This is an organization where numbers matter more than people. Every decision is driven by reports, metrics, and production. Employees are constantly pressured to meet arbitrary goals, regardless of workload or circumstances. If management asks you to do something, it is expected to be completed immediately, and requests are often delivered with little professionalism or respect. The work-life balance is extremely poor. New employees receive no vacation time during their first six months of employment and no sick leave until completing one full year. Even then, employees receive only five days of vacation and five sick days. The rigid scheduling and lack of flexibility make it difficult to maintain any balance between work and personal life. Management leads through fear, micromanagement, and intimidation rather than trust, coaching, or respect. Employee morale is consistently low, turnover is high, and many talented employees leave because of the toxic culture. If you’ve read other reviews describing this workplace as “toxic,” my experience as a Team Lead confirms those descriptions. Before accepting a position, I encourage prospective employees to do their own research, including reviewing publicly available information regarding employment-related complaints and litigation involving the company. I wish I had done more research before accepting my position. I would not recommend working here unless significant changes are made to the leadership culture.

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