Bad Structure, Lack of Products, High Rates (BluPrint Division) - Loan Officer NFM Lending Employee Review

1.0
Sep 28, 2021
Recommend
CEO approval
Business Outlook

Pros

I tried really hard to think of at least one, and can't.

Cons

-Lack of products, and unrealistic underwriting/overlays. A lot of empty promises about loosening overlays, but never fulfilled. -NFM/BluPrint does not belong in California. They fail to understand the market. -Rates are way higher than they should be. Seems to be a lot of overhead when you form an unnecessary division. Regional management's answers to pricing problems, is to make employees take reduced commission halfway through application to make the pricing on a loan "work". -It feels like if you're in a certain little club, things seem to go well, and the rest of us get the short end of the stick. -Leadership is out of touch with what is going on at the branch levels.

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NFM Lending Response
4y
We are concerned to hear this feedback from a current employee as this is not indicative of the NFM Family of Lenders, specifically BluPrint, as the entire enterprise has an inclusive culture and provides sound financial solutions to our customers. The NFM Lending family prides itself in understanding all markets that we operate in, including California, and is exceptionally successful in doing so as validated by our recognition as Top Mortgage Lender by the Scotsman Guide for 2021. We are proud to offer a wide variety of mortgage products to meet the needs and demands of our diverse clientele. Furthermore, all our division leadership team is vetted before being promoted or hired into their roles and our Senior level Underwriters are well versed in the various loan programs and underwrite all loans in accordance with all federal and state guidelines. With respect, we challenge the notion that our regional management “makes employees take a reduced commission halfway through application to make the pricing on a loan work.” First, because they are principled, and second, we have a robust compliance team that would have long discovered this alleged practice. Further, The NFM Family of Lenders embodies integrity and ethics and ensures all employees, including originators, are paid in accordance with their compensation plan and all federal and state laws. Please urgently reach out to Human Resources or Compliance to address this. NFM Lending has an open-door policy and encourages employees to reach out to their manager or Human Resources when they have concerns. We believe that concerns are best addressed in-house with departments that can deliver resolution. We value all current and former employee opinions and are committed to addressing any concerns you may have.

Explore other reviews about NFM Lending

5.0
Apr 6, 2026
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Everyone involved in the recruiting, interview, and onboarding process was extremely helpful and professional.

Cons

I do not have any cons to report.

3.0
May 11, 2026
Recommend
CEO approval
Business Outlook

Pros

The pay is appropriate for job expectations.

Cons

Mircromanaged at the branch level.

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