Every Workplace has its Flaws - Financial Services Officer ORNL FCU Employee Review

4.0
Jan 23, 2024
Recommend
CEO approval
Business Outlook

Pros

This is easily the best job I’ve had, and it’s not in a field that I ever expected to go into. I specifically enjoy working at my branch location, but every branch is different. The New CEO is bringing a lot to the table and I am liking the direction she is taking this company in. Hours are guaranteed and after a recent pay increase to all hourly and some salaried employees the pay is much more competitive. The benefits are decent including Health dental and vision insurance, life insurance, 401k and HSA rate match, gainsharing, and 5 hours of PTO per pay period. They recently introduced 20 hours of what is effectively sick time that came alongside a much stricter attendance policy. Benefits are available to part-time and full-time employees.

Cons

Like all companies, ORNL has its cons, and despite being the best workplace I’ve experienced, it is no where near perfect. Pay was not competitive for a long time until our new CEO started making changes, and raised in the past have been abysmal. I’m interested to see how raises change under this new leadership. Unfortunately when you are working in a member facing position, the branch you work at really makes or breaks your experience at ORNL. My manager tends to be on the more laid back side and that comes along with stronger relationships between branch employees, but not every location or manager is the same way. I have seen how some other managers work through the mentor training program, and I could confidently say that there are only a few branch managers I would be happy to work under. Along with the differences in environment comes differences in dress code and things employees are allowed to do in their everyday job functions. Some managers keep all their employees on a super tight leash which doesn’t allow a lot of opportunity for growth, learning, or advancement. I think another big thing is that before our salary increases at the beginning of this year, employee retention rates were very poor and therefore ORNL would hire people out of desperation who didn’t have the people skills or ability to perform their job well, which puts more stress on other employees and inevitably leads to more employees quitting or losing their jobs. Working face to face with the public is not for everyone and that’s ok! Something that has bothered me in my time at ORNL is the way HR conducts business. They live by a see something say something policy when it comes to employee behavior outside of work which can be a pro or con, but with specific policies, specifically the tobacco free work place, employees can be held accountable for choosing to smoke tobacco in their life outside of work which just feels like a huge overreach. I have even heard of other employees getting called into HR for being tagged in posts on social media where they are just having a drink in a public setting which adds to the whole big brother feeling. HR also will dismiss employee applications for other areas of the credit union based on how they look on paper instead of allowing internal candidates to have a shot at an interview which leaves little room for advancement and causes a lot of employees to be stuck in the jobs they were hired in to do, and only external applicants getting opportunities to interview. The last con I have is really more about double standards across the board for employees. If you get in with the right people, you can get away with practically anything, and others are stuck being punished for things others are actively able to do. It is frustrating there isn’t a standard across the board for dress code, behavior, workplace bullying. Harassment, etc when all you have to do is be friends with some higher ups and never face consequences.

Explore other reviews about ORNL FCU

5.0
Jun 3, 2026
Recommend
CEO approval
Business Outlook

Pros

After doing a bit of research and learning about how this organization is primed to grow and improve under some great leadership, I applied at and landed a job at ORNL FCU. Going through orientation, I had doubts that I’d made the right choice due to the vast range of knowledge required to successfully navigate day to day operations. Wasn’t sure if taking 50+ calls a day would make or break me. But I was assured that it would be second nature given time. What brought me into the job with a bit more ease was a quality training environment, and a hearty mentorship program that was introduced to me once I reached my work center in week two. I learned what “Thrive” meant and had two weeks of solid, supportive, structured, and thorough training. Did it cover everything? No. And that terrified me as I’m not a fan of being faced with having to say, “I don’t know.” But those moments… quickly turned to me saying fancy things like, “Let me consult with my team so as to get you the best resolution.” And y’know what? Everyone, has been there for me as I continue to ask questions. The environment is positive, supportive, fast-paced, and definitely requires a certain level of being able to flip that customer service switch to “On” and making that interpersonal connection with the unknown. Executive level leadership is reachable and communicative. The coworkers come from very diverse backgrounds. The environment is professional, yet playful. Nothing so archaic that would make HR bat an eye, but having fun is encouraged. The benefits are solid. The time off policy is one of the best I’ve encountered, including flexible time off and some community outreach hours included, not to mention your vacation time which you are encouraged to use. You get two paid 15-minute breaks, and either a half hour or hour lunch (your choice). There seems to be an understanding that employees are not cogs in the machine, but an actual living, breathing human being. Life is encouraged to be lived. Feedback is welcomed. And work is expected to be done. I’ve got admiration for the whole crew.

Cons

My biggest challenges have come from not being able to expediently and efficiently assist members with unique problems that need a bit extra attention to address. Maybe it’s a regulatory thing, or its trying to protect the assets of our members… but the degree to which every last thing has to be quadruple verified, encrypted, 2FA’d and signed off on by a higher up… seems almost counter intuitive to just helping someone get what they need, quickly and efficiently. Though I get it. I’ve had a lot of complaints from members talking of how they’ve had to sit on hold for close to an hour, be transferred a handful of times and still have no resolution to their issue. It could be a card locked while they were trying to pump gas one state over, or having a pdf sent to someone that doesn’t have an email on file, or maybe it was an incorrect email after having been sent over by the dealer for the members new auto loan.. and it feels 9 times out of 10, the info the dealer inputs has errors. So an info update sheet has to go out, is encrypted, and needs a digital signature from someone born in the 1940’s who doesn’t even have a computer… and it’s like… I want to help. I wish I could help. It’s mildly disheartening, but also understandable from a liability point of view. And a lot of the “steps to take” I’m finding involve identifying the correct person or department to get the member in contact with. Then opening a case or task. The customer asking, “So they’ll call me back today?” To me saying, “Ideally and hopefully, yes… but it could take a few days…” A few days with a locked card. A few days to hear about getting an auto loan. A few days to get a call back about a POA situation, or help in getting some statements printed off, or checking on when a title was mailed out, or… or… and it keeps going. You’ll also have to know when to let things roll off your back. I’ve been cussed out, told I’m basically the devil, and that ORNL FCU has lost sight of what it once was… all by upset customers. I find that listening usually helps alleviate that initial barrage of anger, and a bit of empathy goes a long way. It makes me want to advocate for them, and so I do. It’s a challenge. I hope to be with a different part of the organization a year from now, but will say… with everything I’ve witnessed to date, they are actively trying to improve the culture and work flow around there, and I admire that. I legit feel anybody could make a future there if you bring the right attitude.

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ORNL FCU Response
1w
Thank you for taking the time to write about your experience at ORNL FCU. Our organization is committed to putting people first — both our members and our employees — and we strive to create an environment where individuals feel valued, supported, and empowered. We look forward to supporting you and helping you to develop your career with us. We are glad you are here!
1.0
Jun 1, 2026
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Pay…well depends on who you are and if you are part of the ‘mean girls’ club Remote work-oh again, depends on who you work for

Cons

Leadership constantly promotes a “people first” and community-focused culture, but internally the experience feels very different. The environment has become extremely toxic and cliquish, with advancement often appearing tied more to fitting into the inner circle (or hiring from their previous company, which was a national joke only a few years ago) than actual talent or experience. Many leaders either came from the same previous company or have spent their entire careers here, and it shows in their delusional perspective on the current workforce. Executive positions continue to multiply while the employees actually carrying the workload are underpaid, overworked, and burned out. Everything is treated as a top priority, creating a constant high-pressure environment that is unsustainable. The company also heavily pushes employees to leave positive reviews and engagement online, which feels more focused on protecting the brand image than addressing the real concerns employees experience internally. The disconnect between public image and day-to-day culture is hard to ignore. Trust in upper management continues to decline. This company was a great place to work, but now leadership doesn’t value employees as much as the public optics, flashy new (exorbitant and costly)branches, and protecting themselves from each other.

avatar
ORNL FCU Response
2w
We appreciate you taking the time to share your perspective. While we may not agree with every characterization, we value candid feedback and the opportunity to reflect and improve. We recognize that each employee’s experience is different, and we take concerns around culture, leadership, workload, and trust seriously. Creating an environment where people feel valued, respected, and supported remains a priority. Feedback on communication, workload, and priorities is critical, as these directly impact engagement and trust. We are committed to listening, strengthening accountability, and continuously improving the employee experience.
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