Pros
Most coworkers are extremely smart and motivated. There is interest in continuous improvement and an appetite to take risks (but if that change includes IT work, see cons below). You can carry over unused time off from year to year. Regular performance reviews.
Cons
Terrible work-life balance. Product manager positions go to outside top 10 MBA grads unless you get a rare asst PM role (1 in personal lines PM, 2 in PL R&D, 3-4 in commercial lines; and all but the first were added in the past 1-2 years). Minimal opportunity for moving around within the company once in an equity level position even though it is highly desired. Small IT projects that are common sense but cannot show enough dollar improvement in CBA will not be prioritized. Giving positive rating below because they'll continue to improve business results.