Pros
Flexible schedule, uncapped earning potential, great products.. and a lot of intercompay support. (i.e., experts in annuities, life insurance, or benefits packages that can analyze cases and help you make recommendations).
Cons
When they recruited me they showed me a brochure that said my "potential first year compensation" was $69,000. Ha! Let me tell you.. no matter how good you are, NO ONE makes that much in their first year. Most of the agents I've talked to made between 30 and 40 their first year. Plenty of the older agents make bank, but you have to be prepared to struggle for a while. Make sure that you have enough saved up (or a spouse) to help you keep afloat when you begin. Also, you have to have a natural market. You'll be asked to come up with a list of 200 people you know who you could potentially sell to, and believe me, they will make you call EVERY SINGLE ONE of those people. It was embarrassing for me. The good news is that as you gain experience, you start to realize that you really can help these people-- Prudential's products are first class-- and you stop feeling like a pushy, aggressive, salesperson.