Pros
Good for just starting out and getting licenses. Great name brand. Decent training programs. Get in, get licensed and some experience, and get out!
Cons
You are not paid a salary (or at least not for longer than a couple months), and in fact actually PAY to have a seat in the office. You will pay "technology fees" "location fees" and others out of your commissions. Basically you are an independent business owner with limited support and a little bit of infrastructure that you are buying into. Fees have gone up and office support dwindling. You even have to pay for leads generated by Prudential's own website! Which makes perfect sense, since you're turning around and selling Prudential's own products to these people, right? This is fine for the right person, but many people are recruited out of college or other places not fully understanding the situation. You are on your own unless lucky to be in an office with an excellent local management team and/or veteran producers who are willing to partner with you or take you under their wing.