Pros
The ability to be a W-2 employee while getting your feet wet in life insurance is great. They do pay for your licenses in states that you don’t have. Total I may have 30 licenses, they paid for 25 of those. My manager is cool and helpful. Gives insights and help to increase sales
Cons
In Life Insurance as an independent agent, you typically have the opportunity to get between 80-90% of the first year premium that you sell. At Assurance, you start 114% of the FIRST MONTH. It’s really a rip off. As a 1099 agent, its 225% of the first month and that’s not really any better. You have to sit on the phone for HOURS with extremely long wait times for calls. The calls that you do get are either about a bogus ad eluding to $15 for $150k of insurance for seniors. Now there are some people that do not have long wait times and those people are also getting the most sales....... but how do you make more sales if you’re getting maybe 20 calls in a day?