Pros
Hard work & passion is recognized all the way to the top. The culture is the absolute best. There's Work/Life flexibility, such as ability to work remotely while still having co-worker comradery & not feeling left alone on an island. CEO & top brass know their people not just their names. It is a great place to work while the pay & benefits are best in industry. Bonuses are clearly outlined & 100% objective based. Company contributes automatically to your 401(k) even if you don't & the ESOP is amazing. This is just on an average year. When the company has an outstanding year, all of the employee/owners share in the wealth. Don't need to feel that you need to manage people to get promoted. They reward talent for talent. They value Underwriters & all positions that support Underwriting. They view us as talented resources not just as replaceable busy workers. The company listens to those on the front lines & gives support when needed. Managment is willing to pivot & not continue to repeat the same mistakes. Not to sound like a broken record, but the retirement package is amazing!!!! This is the place you come to & retire at.
Cons
Not a place you can coast. They don't over work you, but if you just want to put in bare minimum effort you won't enjoy the spoils... as much. Flat organization, so not a lot of multiple levels of AVPs/VPs, but doesn't mean you can't grow in your career, responsibilities, & compensation. You won't get a tone of different titles during your career, but you'll still get the pay & benefits.