Pros
Employee turn over is high so they will almost always be hiring. Full benefits day one, pay for state licensing and SAFE exam, good foot in the door opportunity to the mortgage industry, sales training, good option if you're in the service industry and need experience to kickstart your professional resume, good for single people since the schedule does not leave any room for a work life balance, no drug test. Good employee discount if you need a mortgage personally.
Cons
Brutal work schedule, nearly everyone gets burned out, 12 hour work days and mandatory weekends are routine (despite what they tell you when you're on the phone with a recruiter), the definition of over promising and under delivering, approximately 1% of the work force get the gold tiered leads while the rest of the employees are mentally ridiculed for not converting subpar leads that don't qualify, questionable ethics with respect to the customer experience (ex. taking advantage of elderly people who can barely afford to pay $400+ for an appraisal and the MLO team knows the house won't appraise high enough), questionable ethics with respect to the compensation plan designed to take advantage of naive and younger employees fresh out of college (ex. overtime doesn't exist, and they somehow manage to pay half of the hourly rate - no one figured it out even with external lawyer review, but know that there is major BS going on with the comp plan and how it's worded in the employee contract), corporate bully that leads by intimidation, routine anxiety and stress, almost all of the employees are depressed, potential to make thousands monthly but remember you have to be part of that 1% in the company and can loose your gold tiered leads any given day without another chance at them for months or ever again... Lastly, make sure you are obsessed with "drinking the cool-aid" if you are considering employment by this modern day sweatshop in America.