Pros
They provide you leads, free lunch, and free health care. I really like my co-workers if you're going to be in a crazy stressful job with insane expectations at least you're not alone.
Cons
Your pay is a forgivable draw expectation is a minimum of 13 funded loans a month however your payback on the draw will include OT, holiday pay, and vacation time all come out of your commission check. Upper management can't decide what it wants to do with LO pay scale in the 8 months I've been there it's changed 4 times I'm not even confident to tell you how I am paid it's just more than my last job? There are too many leads (125-200 leads in current pipe) so your pull through is terrible, you are an order taker because there are so many clients and only 1 of you, if you're lucky enough to get an assistant and processor you'll share them with another LO so now the assistant and processor will be actively working over 400 leads, the clients and upper management expect the loan to be closed faster than is realistic, slow appraiser turn times, lack of tech, low staff moral, high stress and pressure from clients and leadership, no work life balance clients and company demand 24/7 contact.