Pros
Decent (expensive) leads that allow the employees with a means of contacting (sometimes) willing clientele.
Cons
They find a way to get as much money out of their employees as they possibly can. Conference is 150, hotel was 190, they charge me 20 dollars for a daily planner that is worth about 3-5 dollars. Leads will cost you 10,000 or more per year, in my experience only the A and 5A leads were worth it. It takes forever to get paid even though they advertise 48 hours or less. They have carriers that have cheaper, more comprehensive products yet only push the 1 or 2 carriers (AA, UHL) that offer them the highest commission (is this really the best way to serve the client?). I first saw this and read some great reviews before I noticed that most all of the reviews were written on the same day, Feb 7 of last year.