Pros
Self-Employed, No direct boss, 1099
Cons
Not an entry level opportunity. If you are new to the Insurance industry and do not have prior experience, then chances are you will likely struggle. Also, the leads are expensive ($26 for "NEW" leads..whatever that means) and majority of the new leads purchased were questionable at best. i.e. don't speak english, spoke with someone from another company, told agent I wasn't interested etc. For example. I purchased a NEW lead for $26, called the individual on the lead form only to find out that he had already been contacted by the telemarketing department to which he told them explicitly that he did NOT want to hear from an agent...this happened multiple times. Their direct mail lead generation business unit is not what it is cracked up to be which was the main reason for me to join the organization. Besides, if you contract direct with the Insurer your contract rate is upwards of 90% commission instead of the 60% SFG offers. You will save yourself a ton of money and have a better chance obtaining clients randomly using the phone book. Best of luck!
