Residential mortgage loan officer - Loan Officer TD Employee Review

Do not work to close loans efficiently. When hired you're told to bring deals and then its handed off to processing and you're on to the next. This is where the trouble is. No adherence to commitment or closing dates. You Essentially process your own files. Underwriters come back at the last minute. Mangement including upper management uses phrases like "hopefully" and "we're looking at." Comp plan is horrible 25bps 0-999,999.00. No lead system you are on your own. No incentives to employees. Branches get ALL mortgage business. No branch assignment to LO's.