Pros
They frequently pay for lunch.
Cons
If you are considering this job, you should know the following: From Day 1 you will be dialing up your friends and relatives to sell them good insurance products and very poor financial products. You will be asked DAILY by managers how many call you made. After you call your friends and relatives, you are to call THEIR friends and relatives. NO ONE wants to pay a fee to buy into an average performing mutual fund that you have the "great opportunity" to sell them. Managers might even tell you to look for the "unsophisticated" investor. If you would like a job preying on the weak, all while calling it "helping members be wise with money" (Ugh! the irony!), then maybe you could make it here. My suggestion is that if you are not completely desperate for a job, RUN!!