Limited portfolio, hard to get policies placed - Insurance Agent Transamerica Employee Review

Underwriting is terrible. TA used to have a large portfolio of products but they have phased nearly everything out and try to fit everyone into the FFIUL which isn't a good policy for the majority of people. 15 year surrender charge is the worst in the industry. The last two years I worked there, they consistently lowered the cap and raised fees. I would only recommend this company if you enjoy putting out fires because there will be a lot of them with your customers. And forget getting someone who speaks english to answer inbound calls. It is a fight to get any policy changes accurately made since they contracted with TATA Consultants and fired everyone in Cedar Rapids. Customer service is a nightmare with no end in sight. Just google TA reviews and see for yourself.