It's okay - Senior Settlement Specialist Upstart Employee Review

3.0
May 20, 2023
Recommend
CEO approval
Business Outlook

Pros

There is a nice wellness budget 1200 yearly, we also have 100 monthly tech budget added to our checks to pay for internet/tech stuff we want for work purposes. Fully remote all equipment is provided and the culture is fairly nice all of my managers have been really nice and supportive. The founders still work here and you can tell that they really care/believe in the mission which is to help regular/lower income people gain access to credit which is a really nice mission. The severance packages are also really good for those that were laid off.

Cons

There is an apparent lack of transparency and some confusion with job responsibilities and transitions. People were shuffled around a lot on a "temporary" basis without being given accurate job descriptions which turned out to be not temporary at all. If my position had been accurately described when offered I would not had taken it. My job has also been altered over time to the point where it's basically a sad call center job where we are just on the phone all day and I did not want or apply for a call center job. We have predictably been losing staff that have jot and likely will not be replaced.

Explore other reviews about Upstart

5.0
Jun 11, 2026
Recommend
CEO approval
Business Outlook

Pros

Promising product, competitive pay, lots of work

Cons

Unstable, leadership is hit or miss

2.0
Jun 10, 2026
Recommend
CEO approval
Business Outlook

Pros

- Compensation. Only reason I don't give them 1 star. - Remote Work - Pretty diverse

Cons

- incredible amount of politics, process, and red tape for an engineering org on the smaller side - Chaos. There were three re-orgs between Fall 2025 and Spring 2026. Actual madness. - High turnover is embraced. They will gladly let go of long time high performers with years of tribal knowledge and hire someone new with more experience. You eventually up with a team where everyone has hardly any domain knowledge. - Fear driven environment. You will hear performance mentioned every week in company comms and how they want everyone to be X% more productive with AI. - Speaking of AI usage, they take it to the next level. Slack messages, Jira tickets, code, design documents. All made with AI. It will be the most overly verbose word slop you can think of and you'll get a pat on the back for being so thorough. My manager seriously told me how she just copied a technical design doc into chatgpt and read that. Wild. - Cutthroat. With the new focus on productivity gains and measuring performance with PR volume, LOC, and token usage, people hardly review PRs anymore because it gets them nothing. Be prepared to spend lots of time begging your team and other teams for reviews and then waiting. Unless you are good at playing politics and have the time / energy for it, I would avoid this place at all costs. If you are just looking for something short term that pays well and encourages you to use AI for any and everything, this place works well, just don't expect to stick around for long as you're considered a veteran at 2 years with all the turnover they have. I'm glad I left for something else when I did because I see on linkedin they've had more layoffs since.

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